0:52Link tap → first message to Chidi. Target: under 60 s, no phone number, no seed-phrase wall.
1 → 2A payment turned a non-user into a user and a group member: the invite loop behind K-factor ≥ 0.4.
0Steps where Amara had to back up 24 words before receiving. Backup is asked before her first send or cash-out.
7 daysClaim window, then automatic refund. Link + separate code protect against forwarded or phished links.
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